Capital Gains Tax in India, Explained
What capital gains tax is, short-term versus long-term gains, how shares, funds and property are taxed, indexation, set-off of losses, exemptions and advance tax — in plain English.
Advance Tax Calculator
Verified formula Updated Jun 2026 Private — runs on your device
Verified formula
Private
By 15 Mar (100% cumulative)
₹1,00,000
- By 15 Jun (15%)
- ₹15,000
- By 15 Sep (45% cumulative)
- ₹45,000
- By 15 Dec (75% cumulative)
- ₹75,000
For general information only — not financial, tax, legal or medical advice. Verify before you rely on it.
How to use the Advance Tax Calculator
The Advance Tax Calculator works out your by 15 mar (100% cumulative), along with 3 related figures in an instant. Enter estimated annual tax and the result updates as you type — it is free, needs no sign-up, and runs entirely in your browser so your figures stay private.
- Enter the estimated annual tax.
- Read off your by 15 mar (100% cumulative), together with by 15 jun (15%), by 15 sep (45% cumulative) and by 15 dec (75% cumulative) — the calculator updates automatically, with no button to press.
Formula
The Advance Tax Calculator uses the formula:
By 15 Mar (100% cumulative) = Estimated annual tax
Worked example
For example, with estimated annual tax of ₹100,000, the by 15 mar (100% cumulative) is ₹1,00,000.
| Estimated annual tax | ₹100,000 |
|---|
| By 15 Jun (15%) | ₹15,000 |
|---|---|
| By 15 Sep (45% cumulative) | ₹45,000 |
| By 15 Dec (75% cumulative) | ₹75,000 |
| By 15 Mar (100% cumulative) | ₹1,00,000 |
Results are estimates for educational use, not professional advice.
Frequently asked questions
Anyone whose total tax liability for the year is ₹10,000 or more after TDS must pay advance tax. Resident senior citizens without business income are exempt.
Advance tax is paid in four instalments: at least 15% by 15 June, 45% by 15 September, 75% by 15 December and 100% by 15 March, each figure being cumulative.
Interest under sections 234B and 234C is charged on the shortfall. Paying each cumulative instalment on time avoids this interest.
Estimate your total income for the year, compute the tax using the slab rates, then subtract expected TDS. Enter the remaining liability here to see the instalment schedule.
The Advance Tax Calculator uses the formula: By 15 Mar (100% cumulative) = Estimated annual tax. For example, with estimated annual tax of ₹100,000, the by 15 mar (100% cumulative) is ₹1,00,000.
Enter the estimated annual tax. Read off your by 15 mar (100% cumulative), together with by 15 jun (15%), by 15 sep (45% cumulative) and by 15 dec (75% cumulative) — the calculator updates automatically, with no button to press.
Related guides
Advance Tax Table: By 15 Jun (15%) by Estimated annual tax
Reference table of by 15 jun (15%) for Advance Tax across a range of estimated annual tax values — exact, engine-computed figures you can read off at a glance.
How to Calculate Advance Tax: Formula, Steps & Examples
Learn how to calculate Advance Tax — the formula explained step by step, with worked examples and a free calculator to check your answer.