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Business Calculators

Debt to Equity Ratio Calculator

Verified formula Updated Jun 2026 Private — runs on your device

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Verified formula Private

Debt-to-equity ratio

0.50

Debt as % of equity
50.0%

For general information only — not financial, tax, legal or medical advice. Verify before you rely on it.

How to use the Debt to Equity Ratio Calculator

The Debt to Equity Ratio Calculator works out your debt-to-equity ratio, along with 1 related figure in an instant. Enter total liabilities / debt and total shareholders' equity and the result updates as you type — it is free, needs no sign-up, and runs entirely in your browser so your figures stay private.

  1. Enter the total liabilities / debt.
  2. Enter the total shareholders' equity.
  3. Read off your debt-to-equity ratio, together with debt as % of equity — the calculator updates automatically, with no button to press.

Formula

The Debt to Equity Ratio Calculator uses the formula:

Debt-to-equity ratio = Total liabilities ÷ debt ÷ Total shareholders' equity

Worked example

For example, with total liabilities / debt of ₹4,000,000 and total shareholders' equity of ₹8,000,000, the debt-to-equity ratio is 0.50.

Inputs used
Total liabilities / debt ₹4,000,000
Total shareholders' equity ₹8,000,000
Results
Debt-to-equity ratio 0.50
Debt as % of equity 50.0%

Results are estimates for educational use, not professional advice.

Key terms explained

Ratio
A comparison of two quantities showing how many times one contains the other.

Frequently asked questions

It is total liabilities divided by shareholders' equity. A company with 40,00,000 debt and 80,00,000 equity has a D/E of 0.5.

It varies by industry. A ratio below 1 is often seen as conservative, while capital-heavy industries may run higher. Compare with peers, not in isolation.

It shows how much a business is funded by debt versus owners' money. High leverage can boost returns but increases risk if earnings fall.

Use total liabilities, or interest-bearing debt for a stricter view. Be consistent so the ratio is comparable over time.

The Debt to Equity Ratio Calculator uses the formula: Debt-to-equity ratio = Total liabilities ÷ debt ÷ Total shareholders' equity. For example, with total liabilities / debt of ₹4,000,000 and total shareholders' equity of ₹8,000,000, the debt-to-equity ratio is 0.50.

Enter the total liabilities / debt. Enter the total shareholders' equity. Read off your debt-to-equity ratio, together with debt as % of equity — the calculator updates automatically, with no button to press.

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