This dscr reference table shows the debt service coverage ratio for a range of net operating income (annual) values, assuming an annual debt service of ₹5,00,000. Every figure is computed with the same engine that powers our DSCR Calculator, so the numbers are exact.
| Net operating income (annual) | Debt service coverage ratio |
|---|---|
| ₹1,50,000 | 0.30 |
| ₹3,00,000 | 0.60 |
| ₹4,50,000 | 0.90 |
| ₹6,00,000 | 1.20 |
| ₹9,00,000 | 1.80 |
| ₹12,00,000 | 2.40 |
| ₹18,00,000 | 3.60 |
| ₹30,00,000 | 6.00 |
| ₹42,00,000 | 8.40 |
| ₹60,00,000 | 12.00 |
How to use this table
Find the row closest to your net operating income (annual) and read across to the debt service coverage ratio. For a value between two rows, the real figure sits between them — or enter your exact numbers in the DSCR Calculator for a precise answer.
Need a value that is not in the table? — the DSCR Calculator does it instantly, for free, with the formula and a worked example built in.
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