Skip to content

Reference table

DSCR Table: Debt service coverage ratio by Net operating income (annual)

Reference table of debt service coverage ratio for DSCR across a range of net operating income (annual) values — exact, engine-computed figures you can read off at a glance.

By Aarav Mehta, CFA, MBA Finance · Updated Jun 2026 · 1 min read

This dscr reference table shows the debt service coverage ratio for a range of net operating income (annual) values, assuming an annual debt service of ₹5,00,000. Every figure is computed with the same engine that powers our DSCR Calculator, so the numbers are exact.

Net operating income (annual)Debt service coverage ratio
₹1,50,0000.30
₹3,00,0000.60
₹4,50,0000.90
₹6,00,0001.20
₹9,00,0001.80
₹12,00,0002.40
₹18,00,0003.60
₹30,00,0006.00
₹42,00,0008.40
₹60,00,00012.00

How to use this table

Find the row closest to your net operating income (annual) and read across to the debt service coverage ratio. For a value between two rows, the real figure sits between them — or enter your exact numbers in the DSCR Calculator for a precise answer.

Need a value that is not in the table? — the DSCR Calculator does it instantly, for free, with the formula and a worked example built in.

Continue exploring real estate calculators with these tools: Down Payment Percentage Calculator, Property Management Fee Calculator, Stamp Duty Calculator, Real Estate Commission Calculator, Price Per Acre Calculator.

Calculators in this guide

Frequently asked questions

Each cell is computed with the standard formula using exact arithmetic — the same calculation behind our DSCR Calculator — so every figure is accurate for the stated assumptions.

Yes. The table covers common net operating income (annual) values; for any exact figure, enter your own numbers in the DSCR Calculator.

Aarav Mehta · CFA, MBA Finance

Aarav reviews every finance formula on CalcHub for accuracy.