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Real Estate Calculators

Effective Gross Income Calculator

Verified formula Updated Jun 2026 Private — runs on your device

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Verified formula Private

Effective gross income

₹1,19,000.00

For general information only — not financial, tax, legal or medical advice. Verify before you rely on it.

How to use the Effective Gross Income Calculator

The Effective Gross Income Calculator works out your effective gross income in an instant. Enter potential gross rent, vacancy & credit loss and other income and the result updates as you type — it is free, needs no sign-up, and runs entirely in your browser so your figures stay private.

  1. Enter the potential gross rent.
  2. Enter the vacancy & credit loss.
  3. Enter the other income.
  4. Read off your effective gross income — the calculator updates automatically, with no button to press.

Formula

The Effective Gross Income Calculator uses the formula:

Effective gross income = Potential gross rent × (1 - Vacancy & credit loss ÷ 100) + Other income

Worked example

For example, with potential gross rent of 120,000, vacancy & credit loss of 5% and other income of 5,000, the effective gross income is ₹1,19,000.00.

Inputs used
Potential gross rent 120,000
Vacancy & credit loss 5%
Other income 5,000
Results
Effective gross income ₹1,19,000.00

Results are estimates for educational use, not professional advice.

Frequently asked questions

It is the rental income a property actually earns: potential rent less vacancy and credit loss, plus other income.

Few properties stay fully let all year. Allowing for vacancy and missed rent gives a realistic income figure.

Parking, laundry, late fees, storage and similar charges that add to rent.

It is the starting point for net operating income, found by subtracting operating expenses from EGI.

The Effective Gross Income Calculator uses the formula: Effective gross income = Potential gross rent × (1 - Vacancy & credit loss ÷ 100) + Other income. For example, with potential gross rent of 120,000, vacancy & credit loss of 5% and other income of 5,000, the effective gross income is ₹1,19,000.00.

Enter the potential gross rent. Enter the vacancy & credit loss. Enter the other income. Read off your effective gross income — the calculator updates automatically, with no button to press.

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