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EMI Table by Interest Rate & Tenure (₹10 Lakh Loan)

EMI reference matrix of monthly EMI by interest rate and tenure — exact, engine-computed values.

By Aarav Mehta, CFA, MBA Finance · Updated Jun 2026 · 1 min read

This table shows the monthly EMI for every combination of interest rate and tenure, assuming a loan amount of ₹10,00,000. Read down for interest rate and across for tenure. Figures are computed with our EMI Calculator.

Interest rate \ Tenure5 years10 years15 years20 years25 years
7%₹19,801₹11,611₹8,988₹7,753₹7,068
8%₹20,276₹12,133₹9,557₹8,364₹7,718
9%₹20,758₹12,668₹10,143₹8,997₹8,392
1%₹21,247₹13,215₹10,746₹9,650₹9,087
11%₹21,742₹13,775₹11,366₹10,322₹9,801
12%₹22,244₹14,347₹12,002₹11,011₹10,532

Want a precise figure for your own numbers? — the EMI Calculator does it instantly, for free, with the formula and a worked example built in.

Continue exploring finance calculators with these tools: SIP Calculator, CAGR Calculator, FD Calculator, Effective Annual Rate (EAR) Calculator, RD Calculator.

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Frequently asked questions

Each cell is computed with the standard formula using exact arithmetic — the same calculation behind our EMI Calculator — so every figure is accurate for the stated assumptions.

Yes. The table covers common interest rate and tenure values; for any exact figure, enter your own numbers in the EMI Calculator.

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Aarav Mehta · CFA, MBA Finance

Aarav reviews every finance formula on CalcHub for accuracy.