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Finance Calculators

Future Value Calculator

Verified formula Updated Jun 2026 Private — runs on your device

Enter details
₹
%
10 years
1 years50 years
Verified formula Private

Future value

₹2,15,892

Total growth
₹1,15,892

For general information only — not financial, tax, legal or medical advice. Verify before you rely on it.

How to use the Future Value Calculator

The Future Value Calculator works out your future value, along with 1 related figure in an instant. Enter present value, annual return rate and number of years and the result updates as you type — it is free, needs no sign-up, and runs entirely in your browser so your figures stay private.

  1. Enter the present value.
  2. Enter the annual return rate.
  3. Set the number of years.
  4. Read off your future value, together with total growth — the calculator updates automatically, with no button to press.

Formula

The Future Value Calculator uses the formula:

Future value = Present value × (1 + Annual return rate ÷ 100)^(Number of years)

Worked example

For example, with present value of ₹100,000, annual return rate of 8% and number of years of 10 years, the future value is ₹2,15,892.

Inputs used
Present value ₹100,000
Annual return rate 8%
Number of years 10 years
Results
Future value ₹2,15,892
Total growth ₹1,15,892

Results are estimates for educational use, not professional advice.

Key terms explained

Present value
Today's worth of money you will receive in the future, discounted for the time value of money.
Future value
What a sum of money invested today will be worth in the future after earning a return.

Frequently asked questions

Future value is what an amount invested today will grow to after earning compound interest for a number of years. It uses FV = PV × (1 + r)ⁿ.

Multiply the present value by (1 + annual rate) raised to the number of years. 1,00,000 at 8% for 10 years grows to about 2,15,892.

Future value projects today's money forward in time; present value discounts a future amount back to what it is worth today.

Yes. This calculator compounds once a year. More frequent compounding would give a slightly higher future value.

Enter the present value. Enter the annual return rate. Set the number of years. Read off your future value, together with total growth — the calculator updates automatically, with no button to press.

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