Skip to content

Reference table

Mortgage Constant Table: Mortgage constant by Annual debt service

Reference table of mortgage constant for Mortgage Constant across a range of annual debt service values — exact, engine-computed figures you can read off at a glance.

By Aarav Mehta, CFA, MBA Finance · Updated Jun 2026 · 1 min read

This mortgage constant reference table shows the mortgage constant for a range of annual debt service values, assuming a loan amount of ₹10,00,000. Every figure is computed with the same engine that powers our Mortgage Constant Calculator, so the numbers are exact.

Annual debt serviceMortgage constant
₹23,0002.3000%
₹45,0004.5000%
₹68,0006.8000%
₹90,0009.0000%
₹1,40,00014.0000%
₹1,80,00018.0000%
₹2,70,00027.0000%
₹4,50,00045.0000%
₹6,30,00063.0000%
₹9,00,00090.0000%

How to use this table

Find the row closest to your annual debt service and read across to the mortgage constant. For a value between two rows, the real figure sits between them — or enter your exact numbers in the Mortgage Constant Calculator for a precise answer.

Need a value that is not in the table? — the Mortgage Constant Calculator does it instantly, for free, with the formula and a worked example built in.

Continue exploring real estate calculators with these tools: Down Payment Percentage Calculator, Property Management Fee Calculator, Stamp Duty Calculator, Real Estate Commission Calculator, Price Per Acre Calculator.

Calculators in this guide

Frequently asked questions

Each cell is computed with the standard formula using exact arithmetic — the same calculation behind our Mortgage Constant Calculator — so every figure is accurate for the stated assumptions.

Yes. The table covers common annual debt service values; for any exact figure, enter your own numbers in the Mortgage Constant Calculator.

Aarav Mehta · CFA, MBA Finance

Aarav reviews every finance formula on CalcHub for accuracy.