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Finance Calculators

Mutual Fund Calculator

Verified formula Updated Jun 2026 Private — runs on your device

Enter details
₹
%
10 years
1 years40 years
Verified formula Private

Estimated value

₹3,10,585

Amount invested
₹1,00,000
Estimated returns
₹2,10,585
Absolute return
210.6%
YearValue
1₹1,12,000
2₹1,25,440
3₹1,40,493
4₹1,57,352
5₹1,76,234
6₹1,97,382
7₹2,21,068
8₹2,47,596
9₹2,77,308
10₹3,10,585
View chart data
value
1112000
2125440
3140492.8
4157351.94
5176234.17
6197382.27
7221068.14
8247596.32
9277307.88
10310584.82

For general information only — not financial, tax, legal or medical advice. Verify before you rely on it.

How to use the Mutual Fund Calculator

The Mutual Fund Calculator works out your estimated value, along with 3 related figures in an instant. Enter investment amount, expected return (p.a.) and investment period and the result updates as you type — it is free, needs no sign-up, and runs entirely in your browser so your figures stay private.

  1. Enter the investment amount.
  2. Enter the expected return (p.a.).
  3. Set the investment period.
  4. Read off your estimated value, together with amount invested, estimated returns and absolute return — the calculator updates automatically, with no button to press.

Worked example

For example, with investment amount of ₹100,000, expected return (p.a.) of 12% and investment period of 10 years, the estimated value is ₹3,10,585.

Inputs used
Investment amount ₹100,000
Expected return (p.a.) 12%
Investment period 10 years
Results
Estimated value ₹3,10,585
Amount invested ₹1,00,000
Estimated returns ₹2,10,585
Absolute return 210.6%

Results are estimates for educational use, not professional advice.

Frequently asked questions

For a one-time investment this tool uses compound growth: value = amount × (1 + return)^years. It shows the estimated value, total gains and the absolute return percentage.

It depends on the fund category. Equity funds have historically averaged higher but more volatile returns than debt funds. Use a conservative long-term estimate rather than recent peak returns.

No. Real returns are reduced by the fund's expense ratio, exit loads and capital gains tax. Treat the figure as a gross, pre-tax estimate.

This calculator models a one-time (lumpsum) investment. For monthly investing, use a SIP calculator, which compounds each instalment separately.

Enter the investment amount. Enter the expected return (p.a.). Set the investment period. Read off your estimated value, together with amount invested, estimated returns and absolute return — the calculator updates automatically, with no button to press.

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