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Finance Calculators

Rent to Income Ratio Calculator

Verified formula Updated Jun 2026 Private — runs on your device

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Verified formula Private

Rent to income ratio

30.00%

For general information only — not financial, tax, legal or medical advice. Verify before you rely on it.

How to use the Rent to Income Ratio Calculator

The Rent to Income Ratio Calculator works out your rent to income ratio in an instant. Enter monthly rent and monthly gross income and the result updates as you type — it is free, needs no sign-up, and runs entirely in your browser so your figures stay private.

  1. Enter the monthly rent.
  2. Enter the monthly gross income.
  3. Read off your rent to income ratio — the calculator updates automatically, with no button to press.

Formula

The Rent to Income Ratio Calculator uses the formula:

Rent to income ratio = Monthly rent ÷ Monthly gross income × 100

Worked example

For example, with monthly rent of 15,000 and monthly gross income of 50,000, the rent to income ratio is 30.00%.

Inputs used
Monthly rent 15,000
Monthly gross income 50,000
Results
Rent to income ratio 30.00%

Results are estimates for educational use, not professional advice.

Key terms explained

Ratio
A comparison of two quantities showing how many times one contains the other.

Frequently asked questions

It is monthly rent as a percentage of monthly income. 15,000 rent on 50,000 income is 30%.

Many landlords prefer rent to be no more than about 30% of gross income, though limits vary.

Landlords usually use gross income, but checking against net income shows what you can realistically afford.

Choose cheaper housing, increase income, or add a co-tenant to share the rent.

The Rent to Income Ratio Calculator uses the formula: Rent to income ratio = Monthly rent ÷ Monthly gross income × 100. For example, with monthly rent of 15,000 and monthly gross income of 50,000, the rent to income ratio is 30.00%.

Enter the monthly rent. Enter the monthly gross income. Read off your rent to income ratio — the calculator updates automatically, with no button to press.

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