This apy reference table shows the effective annual yield (apy) for a range of nominal annual rate values, assuming a compounding frequency of Monthly. Every figure is computed with the same engine that powers our APY Calculator, so the numbers are exact.
| Nominal annual rate | Effective annual yield (APY) |
|---|---|
| 3% | 3.042% |
| 6% | 6.168% |
| 9% | 9.381% |
| 12% | 12.683% |
| 18% | 19.562% |
| 24% | 26.824% |
| 36% | 42.576% |
| 6% | 79.586% |
| 84% | 125.219% |
| 1% | 161.304% |
How to use this table
Find the row closest to your nominal annual rate and read across to the effective annual yield (apy). For a value between two rows, the real figure sits between them — or enter your exact numbers in the APY Calculator for a precise answer.
Need a value that is not in the table? — the APY Calculator does it instantly, for free, with the formula and a worked example built in.
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