This 50/30/20 budget reference table shows the needs (50%) for a range of monthly take-home income values. Every figure is computed with the same engine that powers our 50/30/20 Budget Calculator, so the numbers are exact.
| Monthly take-home income | Needs (50%) | Wants (30%) | Savings & debt (20%) |
|---|---|---|---|
| ₹25,000 | ₹12,500 | ₹7,500 | ₹5,000 |
| ₹50,000 | ₹25,000 | ₹15,000 | ₹10,000 |
| ₹75,000 | ₹37,500 | ₹22,500 | ₹15,000 |
| ₹1,00,000 | ₹50,000 | ₹30,000 | ₹20,000 |
| ₹1,50,000 | ₹75,000 | ₹45,000 | ₹30,000 |
| ₹2,00,000 | ₹1,00,000 | ₹60,000 | ₹40,000 |
| ₹3,00,000 | ₹1,50,000 | ₹90,000 | ₹60,000 |
| ₹5,00,000 | ₹2,50,000 | ₹1,50,000 | ₹1,00,000 |
| ₹7,00,000 | ₹3,50,000 | ₹2,10,000 | ₹1,40,000 |
| ₹10,00,000 | ₹5,00,000 | ₹3,00,000 | ₹2,00,000 |
How to use this table
Find the row closest to your monthly take-home income and read across to the needs (50%). For a value between two rows, the real figure sits between them — or enter your exact numbers in the 50/30/20 Budget Calculator for a precise answer.
Need a value that is not in the table? — the 50/30/20 Budget Calculator does it instantly, for free, with the formula and a worked example built in.
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