Real Estate Investing Metrics Every Buyer Should Know
Cut through property hype with the numbers that matter — NOI, cap rate, rental yield, cash-on-cash return and DSCR — plus the costs beginners forget, so you can judge a deal like an investor.
Cash on Cash Return Calculator
Verified formula Updated Jun 2026 Private — runs on your device
Verified formula
Private
Cash-on-cash return
10.00%
For general information only — not financial, tax, legal or medical advice. Verify before you rely on it.
How to use the Cash on Cash Return Calculator
The Cash on Cash Return Calculator works out your cash-on-cash return in an instant. Enter annual pre-tax cash flow and total cash invested and the result updates as you type — it is free, needs no sign-up, and runs entirely in your browser so your figures stay private.
- Enter the annual pre-tax cash flow.
- Enter the total cash invested.
- Read off your cash-on-cash return — the calculator updates automatically, with no button to press.
Formula
The Cash on Cash Return Calculator uses the formula:
Cash-on-cash return = Annual pre-tax cash flow ÷ Total cash invested × 100
Worked example
For example, with annual pre-tax cash flow of ₹200,000 and total cash invested of ₹2,000,000, the cash-on-cash return is 10.00%.
| Annual pre-tax cash flow | ₹200,000 |
|---|---|
| Total cash invested | ₹2,000,000 |
| Cash-on-cash return | 10.00% |
|---|
Results are estimates for educational use, not professional advice.
Frequently asked questions
It is annual pre-tax cash flow divided by the cash you actually invested. 2,00,000 cash flow on 20,00,000 invested is a 10% return.
Cap rate ignores financing and uses the full property value. Cash-on-cash uses only the cash you put in, so it reflects the effect of your mortgage.
Your down payment plus closing costs and any upfront repairs — the real money out of your pocket, not the loan.
Expectations vary by market and risk. Many investors target high single digits or more, but compare against local alternatives.
The Cash on Cash Return Calculator uses the formula: Cash-on-cash return = Annual pre-tax cash flow ÷ Total cash invested × 100. For example, with annual pre-tax cash flow of ₹200,000 and total cash invested of ₹2,000,000, the cash-on-cash return is 10.00%.
Enter the annual pre-tax cash flow. Enter the total cash invested. Read off your cash-on-cash return — the calculator updates automatically, with no button to press.
Related guides
Cash on Cash Return Table: Cash-on-cash return by Annual pre-tax cash flow
Reference table of cash-on-cash return for Cash on Cash Return across a range of annual pre-tax cash flow values — exact, engine-computed figures you can read off at a glance.
How to Calculate Cash on Cash Return: Formula, Steps & Examples
Learn how to calculate Cash on Cash Return — the formula explained step by step, with worked examples and a free calculator to check your answer.