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Finance Calculators

Cost of Living Adjustment (COLA) Calculator

Verified formula Updated Jun 2026 Private — runs on your device

Enter details
%
Verified formula Private

Adjusted salary

₹51,500.00

Increase amount
₹1,500.00

For general information only — not financial, tax, legal or medical advice. Verify before you rely on it.

How to use the Cost of Living Adjustment (COLA) Calculator

The Cost of Living Adjustment (COLA) Calculator works out your adjusted salary, along with 1 related figure in an instant. Enter current salary or income and cost of living increase and the result updates as you type — it is free, needs no sign-up, and runs entirely in your browser so your figures stay private.

  1. Enter the current salary or income.
  2. Enter the cost of living increase.
  3. Read off your adjusted salary, together with increase amount — the calculator updates automatically, with no button to press.

Formula

The Cost of Living Adjustment (COLA) Calculator uses the formula:

Adjusted salary = Current salary or income × (1 + Cost of living increase ÷ 100)

Worked example

For example, with current salary or income of 50,000 and cost of living increase of 3%, the adjusted salary is ₹51,500.00.

Inputs used
Current salary or income 50,000
Cost of living increase 3%
Results
Adjusted salary ₹51,500.00
Increase amount ₹1,500.00

Results are estimates for educational use, not professional advice.

Frequently asked questions

A COLA is an increase to pay or benefits to keep pace with inflation. A 3% COLA on 50,000 adds 1,500.

Multiply the current amount by the COLA percentage and add it to the original. Often the percentage tracks a price index.

Employees, pensioners and benefit recipients often get COLAs so their purchasing power does not fall with rising prices.

Not exactly. A COLA is meant to offset inflation, so it preserves buying power rather than increasing it.

Enter the current salary or income. Enter the cost of living increase. Read off your adjusted salary, together with increase amount — the calculator updates automatically, with no button to press.

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