This credit card balance transfer savings reference table shows the estimated savings for a range of balance to transfer values, assuming a current apr of 36%, a new card apr of 12% and a repayment period of 12 months. Every figure is computed with the same engine that powers our Credit Card Balance Transfer Savings Calculator, so the numbers are exact.
| Balance to transfer | Estimated savings | Transfer fee |
|---|---|---|
| ₹25,000 | ₹5,500.00 | ₹500.00 |
| ₹50,000 | ₹11,000.00 | ₹1,000.00 |
| ₹75,000 | ₹16,500.00 | ₹1,500.00 |
| ₹1,00,000 | ₹22,000.00 | ₹2,000.00 |
| ₹1,50,000 | ₹33,000.00 | ₹3,000.00 |
| ₹2,00,000 | ₹44,000.00 | ₹4,000.00 |
| ₹3,00,000 | ₹66,000.00 | ₹6,000.00 |
| ₹5,00,000 | ₹1,10,000.00 | ₹10,000.00 |
| ₹7,00,000 | ₹1,54,000.00 | ₹14,000.00 |
| ₹10,00,000 | ₹2,20,000.00 | ₹20,000.00 |
How to use this table
Find the row closest to your balance to transfer and read across to the estimated savings. For a value between two rows, the real figure sits between them — or enter your exact numbers in the Credit Card Balance Transfer Savings Calculator for a precise answer.
Need a value that is not in the table? — the Credit Card Balance Transfer Savings Calculator does it instantly, for free, with the formula and a worked example built in.
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