This fire number reference table shows the FIRE number (4% rule) for a range of annual expenses in retirement values. Every figure is computed with the same engine that powers our FIRE Number Calculator, so the numbers are exact.
| Annual expenses in retirement | FIRE number (4% rule) | Conservative target (3% rule) |
|---|---|---|
| ₹1,50,000 | ₹37,50,000 | ₹50,00,000 |
| ₹3,00,000 | ₹75,00,000 | ₹1,00,00,000 |
| ₹4,50,000 | ₹1,12,50,000 | ₹1,50,00,000 |
| ₹6,00,000 | ₹1,50,00,000 | ₹2,00,00,000 |
| ₹9,00,000 | ₹2,25,00,000 | ₹3,00,00,000 |
| ₹12,00,000 | ₹3,00,00,000 | ₹4,00,00,000 |
| ₹18,00,000 | ₹4,50,00,000 | ₹6,00,00,000 |
| ₹30,00,000 | ₹7,50,00,000 | ₹10,00,00,000 |
| ₹42,00,000 | ₹10,50,00,000 | ₹14,00,00,000 |
| ₹60,00,000 | ₹15,00,00,000 | ₹20,00,00,000 |
How to use this table
Find the row closest to your annual expenses in retirement and read across to the FIRE number (4% rule). For a value between two rows, the real figure sits between them — or enter your exact numbers in the FIRE Number Calculator for a precise answer.
Need a value that is not in the table? — the FIRE Number Calculator does it instantly, for free, with the formula and a worked example built in.
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