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Reference table

Home Loan EMI Table by Loan Amount & Tenure (at 8.5%)

Home Loan EMI reference matrix of monthly EMI by loan amount and tenure — exact, engine-computed values.

By Aarav Mehta, CFA, MBA Finance · Updated Jun 2026 · 1 min read

This table shows the monthly EMI for every combination of loan amount and tenure, assuming an interest rate (p.a.) of 8.5%. Read down for loan amount and across for tenure. Figures are computed with our Home Loan EMI Calculator.

Loan amount \ Tenure10 years15 years20 years25 years30 years
₹10,00,000₹12,399₹9,847₹8,678₹8,052₹7,689
₹25,00,000₹30,996₹24,618₹21,696₹20,131₹19,223
₹50,00,000₹61,993₹49,237₹43,391₹40,261₹38,446
₹75,00,000₹92,989₹73,855₹65,087₹60,392₹57,669
₹1,00,00,000₹1,23,986₹98,474₹86,782₹80,523₹76,891

Want a precise figure for your own numbers? — the Home Loan EMI Calculator does it instantly, for free, with the formula and a worked example built in.

Continue exploring finance calculators with these tools: SIP Calculator, EMI Calculator, CAGR Calculator, FD Calculator, Effective Annual Rate (EAR) Calculator.

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Frequently asked questions

Each cell is computed with the standard formula using exact arithmetic — the same calculation behind our Home Loan EMI Calculator — so every figure is accurate for the stated assumptions.

Yes. The table covers common loan amount and tenure values; for any exact figure, enter your own numbers in the Home Loan EMI Calculator.

Aarav Mehta · CFA, MBA Finance

Aarav reviews every finance formula on CalcHub for accuracy.