Calculating your TDS deducted is straightforward once you know the TDS formula and what each input means. This guide explains the method in plain language, walks through a manual calculation, and gives worked examples you can follow — then you can do it instantly with the TDS Calculator.
What is TDS?
The TDS calculation tells you your TDS deducted from a few simple inputs. The figure you are solving for here is the TDS deducted, expressed in INR.
The TDS formula
This calculation combines several inputs through a multi-step method rather than a single one-line formula. Enter the values below and the calculator resolves each step in order. The inputs it needs are:
- Payment amount — a money amount. Example: ₹1,00,000.
- Payment type (TDS section) — one of: Professional / technical fees — 194J (10%), Contractor / sub-contractor — 194C (1%), Contractor (non-individual) — 194C (2%), Commission or brokerage — 194H (5%), Rent of land/building — 194I (10%), Rent of plant/machinery — 194I (2%). Example: Professional / technical fees — 194J (10%).
How to calculate it step by step
- Write down the payment amount (for example, ₹1,00,000).
- Choose the payment type (tds section) (for example, Professional / technical fees — 194J (10%)).
- Apply the formula above to get your TDS deducted.
- Double-check the result with the TDS Calculator.
Worked examples
Example 1
| Input / Output | Value |
|---|---|
| Payment amount | ₹1,00,000 |
| Payment type (TDS section) | Professional / technical fees — 194J (10%) |
| TDS deducted | ₹10,000 |
| Net payment | ₹90,000 |
With payment amount of ₹1,00,000 and payment type (tds section) of Professional / technical fees — 194J (10%), the TDS deducted works out to ₹10,000.
Example 2
With payment amount of ₹2,00,000 and payment type (tds section) of Professional / technical fees — 194J (10%), the TDS deducted works out to ₹20,000.
| Result | Value |
|---|---|
| TDS deducted | ₹20,000 |
| Net payment | ₹1,80,000 |
Example 3
With payment amount of ₹50,000 and payment type (tds section) of Professional / technical fees — 194J (10%), the TDS deducted works out to ₹5,000.
| Result | Value |
|---|---|
| TDS deducted | ₹5,000 |
| Net payment | ₹45,000 |
Tips for an accurate result
- Keep your units consistent — mixing, say, months with years or grams with kilograms is the most common source of error.
- Round only at the very end. Rounding inputs early can shift the final answer noticeably.
- Re-run the numbers whenever an input changes, rather than estimating from an old result.
- Annual rates must be converted to the period you are calculating for (for example, divide an annual rate by 12 for a monthly figure).
Prefer not to do the maths by hand? — the TDS Calculator does it instantly, for free, with the formula and a worked example built in.
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