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Finance Calculators

Inflation Calculator

Verified formula Updated Jun 2026 Private — runs on your device

Enter details
₹
%
10 years
1 years50 years
Verified formula Private

Future cost (same goods)

₹1,79,085

Future value of today's money
₹55,839
Loss of purchasing power
₹44,161

For general information only — not financial, tax, legal or medical advice. Verify before you rely on it.

How to use the Inflation Calculator

The Inflation Calculator works out your future cost (same goods), along with 2 related figures in an instant. Enter amount today, inflation rate (p.a.) and number of years and the result updates as you type — it is free, needs no sign-up, and runs entirely in your browser so your figures stay private.

  1. Enter the amount today.
  2. Enter the inflation rate (p.a.).
  3. Set the number of years.
  4. Read off your future cost (same goods), together with future value of today's money and loss of purchasing power — the calculator updates automatically, with no button to press.

Formula

The Inflation Calculator uses the formula:

Future cost (same goods) = Amount today × (1 + Inflation rate (p.a.) ÷ 100)^(Number of years)

Worked example

For example, with amount today of ₹100,000, inflation rate (p.a.) of 6% and number of years of 10 years, the future cost (same goods) is ₹1,79,085.

Inputs used
Amount today ₹100,000
Inflation rate (p.a.) 6%
Number of years 10 years
Results
Future cost (same goods) ₹1,79,085
Future value of today's money ₹55,839
Loss of purchasing power ₹44,161

Results are estimates for educational use, not professional advice.

Key terms explained

Future value
What a sum of money invested today will be worth in the future after earning a return.
Inflation
The rate at which prices rise over time, eroding the purchasing power of money.

Frequently asked questions

Inflation makes goods cost more over time, so the same money buys less. At 6% inflation, something costing 1,00,000 today would cost about 1,79,085 in 10 years.

Purchasing power is what your money can actually buy. As prices rise, a fixed amount of money loses purchasing power — 1,00,000 today would be worth about 55,839 in real terms after 10 years at 6%.

Use your country's reported consumer price inflation, often a few percent a year. For long-term planning many people use a long-run average rather than the latest figure.

To grow real wealth your investments must earn more than inflation. A return equal to inflation merely keeps your purchasing power flat.

The Inflation Calculator uses the formula: Future cost (same goods) = Amount today × (1 + Inflation rate (p.a.) ÷ 100)^(Number of years). For example, with amount today of ₹100,000, inflation rate (p.a.) of 6% and number of years of 10 years, the future cost (same goods) is ₹1,79,085.

Enter the amount today. Enter the inflation rate (p.a.). Set the number of years. Read off your future cost (same goods), together with future value of today's money and loss of purchasing power — the calculator updates automatically, with no button to press.

Inflation and the Time Value of Money, Explained

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