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Investment Needed for Income Calculator

Verified formula Updated Jun 2026 Private — runs on your device

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Verified formula Private

Investment needed

₹1,00,00,000.00

For general information only — not financial, tax, legal or medical advice. Verify before you rely on it.

How to use the Investment Needed for Income Calculator

The Investment Needed for Income Calculator works out your investment needed in an instant. Enter desired annual income and expected annual yield and the result updates as you type — it is free, needs no sign-up, and runs entirely in your browser so your figures stay private.

  1. Enter the desired annual income.
  2. Enter the expected annual yield.
  3. Read off your investment needed — the calculator updates automatically, with no button to press.

Formula

The Investment Needed for Income Calculator uses the formula:

Investment needed = Desired annual income ÷ (Expected annual yield ÷ 100)

Worked example

For example, with desired annual income of 600,000 and expected annual yield of 6%, the investment needed is ₹1,00,00,000.00.

Inputs used
Desired annual income 600,000
Expected annual yield 6%
Results
Investment needed ₹1,00,00,000.00

Results are estimates for educational use, not professional advice.

Frequently asked questions

Divide the desired annual income by the yield as a decimal. 600,000 a year at 6% needs 10,000,000 invested.

Use a realistic, sustainable yield for your investments. Lower assumptions are safer for long-term income.

No. To protect purchasing power, plan for income that rises over time, which needs a larger corpus or growth.

It is the general version. A 4% withdrawal rate implies needing 25 times your annual income.

The Investment Needed for Income Calculator uses the formula: Investment needed = Desired annual income ÷ (Expected annual yield ÷ 100). For example, with desired annual income of 600,000 and expected annual yield of 6%, the investment needed is ₹1,00,00,000.00.

Enter the desired annual income. Enter the expected annual yield. Read off your investment needed — the calculator updates automatically, with no button to press.

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