This loan to income ratio reference table shows the loan to income multiple for a range of loan amount values, assuming an annual income of ₹10,00,000. Every figure is computed with the same engine that powers our Loan to Income Ratio Calculator, so the numbers are exact.
| Loan amount | Loan to income multiple |
|---|---|
| ₹13,00,000 | 1.30 |
| ₹25,00,000 | 2.50 |
| ₹38,00,000 | 3.80 |
| ₹50,00,000 | 5.00 |
| ₹75,00,000 | 7.50 |
| ₹1,00,00,000 | 10.00 |
| ₹1,50,00,000 | 15.00 |
| ₹2,50,00,000 | 25.00 |
| ₹3,50,00,000 | 35.00 |
| ₹5,00,00,000 | 50.00 |
How to use this table
Find the row closest to your loan amount and read across to the loan to income multiple. For a value between two rows, the real figure sits between them — or enter your exact numbers in the Loan to Income Ratio Calculator for a precise answer.
Need a value that is not in the table? — the Loan to Income Ratio Calculator does it instantly, for free, with the formula and a worked example built in.
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