Premium Allocation Charge Table: Allocation charge by Premium paid
Reference table of allocation charge for Premium Allocation Charge across a range of premium paid values — exact, engine-computed figures you can read off at a glance.
Premium Allocation Charge Calculator
Verified formula Updated Jun 2026 Private — runs on your device
Verified formula
Private
Allocation charge
₹5,000.00
- Amount invested
- ₹95,000.00
For general information only — not financial, tax, legal or medical advice. Verify before you rely on it.
How to use the Premium Allocation Charge Calculator
The Premium Allocation Charge Calculator works out your allocation charge, along with 1 related figure in an instant. Enter premium paid and allocation charge rate and the result updates as you type — it is free, needs no sign-up, and runs entirely in your browser so your figures stay private.
- Enter the premium paid.
- Enter the allocation charge rate.
- Read off your allocation charge, together with amount invested — the calculator updates automatically, with no button to press.
Formula
The Premium Allocation Charge Calculator uses the formula:
Allocation charge = Premium paid × Allocation charge rate ÷ 100
Worked example
For example, with premium paid of 100,000 and allocation charge rate of 5%, the allocation charge is ₹5,000.00.
| Premium paid | 100,000 |
|---|---|
| Allocation charge rate | 5% |
| Allocation charge | ₹5,000.00 |
|---|---|
| Amount invested | ₹95,000.00 |
Results are estimates for educational use, not professional advice.
Frequently asked questions
It is a percentage of premium deducted upfront before the rest is invested. A 5% charge on 100,000 takes 5,000.
The premium minus the charge. Here 95,000 is invested.
It covers distribution and setup costs, and is usually higher in early policy years.
No. They are mainly in some unit-linked insurance plans; check the policy's charge structure.
The Premium Allocation Charge Calculator uses the formula: Allocation charge = Premium paid × Allocation charge rate ÷ 100. For example, with premium paid of 100,000 and allocation charge rate of 5%, the allocation charge is ₹5,000.00.
Enter the premium paid. Enter the allocation charge rate. Read off your allocation charge, together with amount invested — the calculator updates automatically, with no button to press.
Related guides
How to Calculate Premium Allocation Charge: Formula, Steps & Examples
Learn how to calculate Premium Allocation Charge — the formula explained step by step, with worked examples and a free calculator to check your answer.