This real rate of return reference table shows the real rate of return for a range of nominal return rate values, assuming an inflation rate of 6%. Every figure is computed with the same engine that powers our Real Rate of Return Calculator, so the numbers are exact.
| Nominal return rate | Real rate of return | Approximate (nominal − inflation) |
|---|---|---|
| 3% | -2.830% | -3.00% |
| 6% | 0.000% | 0.00% |
| 9% | 2.830% | 3.00% |
| 12% | 5.660% | 6.00% |
| 18% | 11.321% | 12.00% |
| 24% | 16.981% | 18.00% |
| 36% | 28.302% | 30.00% |
| 6% | 50.943% | 54.00% |
| 84% | 73.585% | 78.00% |
| 1% | 88.679% | 94.00% |
How to use this table
Find the row closest to your nominal return rate and read across to the real rate of return. For a value between two rows, the real figure sits between them — or enter your exact numbers in the Real Rate of Return Calculator for a precise answer.
Need a value that is not in the table? — the Real Rate of Return Calculator does it instantly, for free, with the formula and a worked example built in.
Related calculators
Continue exploring finance calculators with these tools: SIP Calculator, EMI Calculator, CAGR Calculator, FD Calculator, Effective Annual Rate (EAR) Calculator.