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Real Estate Calculators

Rental Cash Flow Calculator

Verified formula Updated Jun 2026 Private — runs on your device

Enter details
Verified formula Private

Monthly cash flow

₹10,000

Annual cash flow
₹1,20,000

For general information only — not financial, tax, legal or medical advice. Verify before you rely on it.

How to use the Rental Cash Flow Calculator

The Rental Cash Flow Calculator works out your monthly cash flow, along with 1 related figure in an instant. Enter monthly rent, monthly expenses and monthly mortgage payment and the result updates as you type — it is free, needs no sign-up, and runs entirely in your browser so your figures stay private.

  1. Enter the monthly rent.
  2. Enter the monthly expenses.
  3. Enter the monthly mortgage payment.
  4. Read off your monthly cash flow, together with annual cash flow — the calculator updates automatically, with no button to press.

Formula

The Rental Cash Flow Calculator uses the formula:

Monthly cash flow = Monthly rent - Monthly expenses - Monthly mortgage payment

Worked example

For example, with monthly rent of ₹50,000, monthly expenses of ₹10,000 and monthly mortgage payment of ₹30,000, the monthly cash flow is ₹10,000.

Inputs used
Monthly rent ₹50,000
Monthly expenses ₹10,000
Monthly mortgage payment ₹30,000
Results
Monthly cash flow ₹10,000
Annual cash flow ₹1,20,000

Results are estimates for educational use, not professional advice.

Frequently asked questions

Subtract operating expenses and the mortgage payment from the rent. 50,000 rent less 10,000 expenses and 30,000 mortgage is 10,000 a month positive cash flow.

It means the rent more than covers all costs, so the property puts money in your pocket each month.

Maintenance, property tax, insurance, management and a vacancy allowance — everything except the mortgage, which is listed separately.

Steady positive cash flow makes a rental sustainable and cushions you against vacancies and repairs.

Enter the monthly rent. Enter the monthly expenses. Enter the monthly mortgage payment. Read off your monthly cash flow, together with annual cash flow — the calculator updates automatically, with no button to press.

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