This rule of 110 asset allocation reference table shows the suggested stock allocation for a range of your age values. Every figure is computed with the same engine that powers our Rule of 110 Asset Allocation Calculator, so the numbers are exact.
| Your age | Suggested stock allocation | Suggested bond allocation |
|---|---|---|
| 7.5 | 103% | 8% |
| 15 | 95% | 15% |
| 23 | 87% | 23% |
| 30 | 80% | 30% |
| 45 | 65% | 45% |
| 60 | 50% | 60% |
| 90 | 20% | 90% |
| 110 | 0% | 100% |
How to use this table
Find the row closest to your your age and read across to the suggested stock allocation. For a value between two rows, the real figure sits between them — or enter your exact numbers in the Rule of 110 Asset Allocation Calculator for a precise answer.
Need a value that is not in the table? — the Rule of 110 Asset Allocation Calculator does it instantly, for free, with the formula and a worked example built in.
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