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Reference table

Savings Goal Table: Monthly saving needed by Savings goal

Reference table of monthly saving needed for Savings Goal across a range of savings goal values — exact, engine-computed figures you can read off at a glance.

By Aarav Mehta, CFA, MBA Finance · Updated Jun 2026 · 1 min read

This savings goal reference table shows the monthly saving needed for a range of savings goal values, assuming an expected return (p.a.) of 8% and a time to goal of 5 years. Every figure is computed with the same engine that powers our Savings Goal Calculator, so the numbers are exact.

Savings goalMonthly saving neededTotal you investReturns earned
₹2,50,000₹3,402₹2,04,146₹45,854
₹5,00,000₹6,805₹4,08,292₹91,708
₹7,50,000₹10,207₹6,12,438₹1,37,562
₹10,00,000₹13,610₹8,16,584₹1,83,416
₹15,00,000₹20,415₹12,24,875₹2,75,125
₹20,00,000₹27,219₹16,33,167₹3,66,833
₹30,00,000₹40,829₹24,49,751₹5,50,249
₹50,00,000₹68,049₹40,82,918₹9,17,082
₹70,00,000₹95,268₹57,16,086₹12,83,914
₹1,00,00,000₹1,36,097₹81,65,837₹18,34,163

How to use this table

Find the row closest to your savings goal and read across to the monthly saving needed. For a value between two rows, the real figure sits between them — or enter your exact numbers in the Savings Goal Calculator for a precise answer.

Need a value that is not in the table? — the Savings Goal Calculator does it instantly, for free, with the formula and a worked example built in.

Continue exploring finance calculators with these tools: SIP Calculator, EMI Calculator, CAGR Calculator, FD Calculator, Effective Annual Rate (EAR) Calculator.

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Frequently asked questions

Each cell is computed with the standard formula using exact arithmetic — the same calculation behind our Savings Goal Calculator — so every figure is accurate for the stated assumptions.

Yes. The table covers common savings goal values; for any exact figure, enter your own numbers in the Savings Goal Calculator.

Aarav Mehta · CFA, MBA Finance

Aarav reviews every finance formula on CalcHub for accuracy.