This dime insurance reference table shows the total cover needed (dime) for a range of debts (excl. mortgage) values, assuming an income to replace of ₹1,00,00,000, a mortgage balance of ₹40,00,000 and an education fund of ₹20,00,000. Every figure is computed with the same engine that powers our DIME Insurance Calculator, so the numbers are exact.
| Debts (excl. mortgage) | Total cover needed (DIME) |
|---|---|
| ₹1,30,000 | ₹1,61,30,000 |
| ₹2,50,000 | ₹1,62,50,000 |
| ₹3,80,000 | ₹1,63,80,000 |
| ₹5,00,000 | ₹1,65,00,000 |
| ₹7,50,000 | ₹1,67,50,000 |
| ₹10,00,000 | ₹1,70,00,000 |
| ₹15,00,000 | ₹1,75,00,000 |
| ₹25,00,000 | ₹1,85,00,000 |
| ₹35,00,000 | ₹1,95,00,000 |
| ₹50,00,000 | ₹2,10,00,000 |
How to use this table
Find the row closest to your debts (excl. mortgage) and read across to the total cover needed (dime). For a value between two rows, the real figure sits between them — or enter your exact numbers in the DIME Insurance Calculator for a precise answer.
Need a value that is not in the table? — the DIME Insurance Calculator does it instantly, for free, with the formula and a worked example built in.
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