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Reference table

No Claim Bonus (NCB) Table: Premium after NCB by Base premium

Reference table of premium after NCB for No Claim Bonus (NCB) across a range of base premium values — exact, engine-computed figures you can read off at a glance.

By Aarav Mehta, CFA, MBA Finance · Updated Jun 2026 · 1 min read

This no claim bonus (ncb) reference table shows the premium after NCB for a range of base premium values, assuming a no claim bonus of 2%. Every figure is computed with the same engine that powers our No Claim Bonus (NCB) Calculator, so the numbers are exact.

Base premiumPremium after NCBDiscount amount
₹2,500₹2,000.00₹500.00
₹5,000₹4,000.00₹1,000.00
₹7,500₹6,000.00₹1,500.00
₹10,000₹8,000.00₹2,000.00
₹15,000₹12,000.00₹3,000.00
₹20,000₹16,000.00₹4,000.00
₹30,000₹24,000.00₹6,000.00
₹50,000₹40,000.00₹10,000.00
₹70,000₹56,000.00₹14,000.00
₹1,00,000₹80,000.00₹20,000.00

How to use this table

Find the row closest to your base premium and read across to the premium after NCB. For a value between two rows, the real figure sits between them — or enter your exact numbers in the No Claim Bonus (NCB) Calculator for a precise answer.

Need a value that is not in the table? — the No Claim Bonus (NCB) Calculator does it instantly, for free, with the formula and a worked example built in.

Continue exploring insurance calculators with these tools: Insurance Co-Payment Calculator, Life Insurance Calculator, Human Life Value Calculator, DIME Insurance Calculator, Health Insurance Claim Calculator.

Calculators in this guide

Frequently asked questions

Each cell is computed with the standard formula using exact arithmetic — the same calculation behind our No Claim Bonus (NCB) Calculator — so every figure is accurate for the stated assumptions.

Yes. The table covers common base premium values; for any exact figure, enter your own numbers in the No Claim Bonus (NCB) Calculator.

Aarav Mehta · CFA, MBA Finance

Aarav reviews every finance formula on CalcHub for accuracy.