This no claim bonus (ncb) reference table shows the premium after NCB for a range of base premium values, assuming a no claim bonus of 2%. Every figure is computed with the same engine that powers our No Claim Bonus (NCB) Calculator, so the numbers are exact.
| Base premium | Premium after NCB | Discount amount |
|---|---|---|
| ₹2,500 | ₹2,000.00 | ₹500.00 |
| ₹5,000 | ₹4,000.00 | ₹1,000.00 |
| ₹7,500 | ₹6,000.00 | ₹1,500.00 |
| ₹10,000 | ₹8,000.00 | ₹2,000.00 |
| ₹15,000 | ₹12,000.00 | ₹3,000.00 |
| ₹20,000 | ₹16,000.00 | ₹4,000.00 |
| ₹30,000 | ₹24,000.00 | ₹6,000.00 |
| ₹50,000 | ₹40,000.00 | ₹10,000.00 |
| ₹70,000 | ₹56,000.00 | ₹14,000.00 |
| ₹1,00,000 | ₹80,000.00 | ₹20,000.00 |
How to use this table
Find the row closest to your base premium and read across to the premium after NCB. For a value between two rows, the real figure sits between them — or enter your exact numbers in the No Claim Bonus (NCB) Calculator for a precise answer.
Need a value that is not in the table? — the No Claim Bonus (NCB) Calculator does it instantly, for free, with the formula and a worked example built in.
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