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Finance Calculators

PPF Calculator

Verified formula Updated Jun 2026 Private — runs on your device

Enter details
₹
%
15 years
15 years50 years
Verified formula Private

Maturity value

₹40,68,209

Total invested
₹22,50,000
Total interest
₹18,18,209
YearInvestedBalance
1₹1,50,000₹1,60,650
2₹3,00,000₹3,32,706
3₹4,50,000₹5,16,978
4₹6,00,000₹7,14,334
5₹7,50,000₹9,25,701
6₹9,00,000₹11,52,076
7₹10,50,000₹13,94,524
8₹12,00,000₹16,54,185
9₹13,50,000₹19,32,282
10₹15,00,000₹22,30,124
11₹16,50,000₹25,49,113
12₹18,00,000₹28,90,750
13₹19,50,000₹32,56,643
14₹21,00,000₹36,48,515
15₹22,50,000₹40,68,209
View chart data
investedbalance
1150000160650
2300000332706.15
3450000516978.29
4600000714333.75
5750000925701.44
69000001152076.24
710500001394523.66
812000001654184.84
913500001932281.96
1015000002230123.98
1116500002549112.78
1218000002890749.79
1319500003256643.02
1421000003648514.68
1522500004068209.22

For general information only — not financial, tax, legal or medical advice. Verify before you rely on it.

How to use the PPF Calculator

The PPF Calculator works out your maturity value, along with 2 related figures in an instant. Enter yearly investment, interest rate (p.a.) and time period and the result updates as you type — it is free, needs no sign-up, and runs entirely in your browser so your figures stay private.

  1. Enter the yearly investment.
  2. Enter the interest rate (p.a.).
  3. Set the time period.
  4. Read off your maturity value, together with total invested and total interest — the calculator updates automatically, with no button to press.

Worked example

For example, with yearly investment of ₹150,000, interest rate (p.a.) of 7.1% and time period of 15 years, the maturity value is ₹40,68,209.

Inputs used
Yearly investment ₹150,000
Interest rate (p.a.) 7.1%
Time period 15 years
Results
Maturity value ₹40,68,209
Total invested ₹22,50,000
Total interest ₹18,18,209

Results are estimates for educational use, not professional advice.

Key terms explained

Interest rate
The percentage charged on a loan or paid on savings, usually quoted per year (per annum).
Maturity
The point at which an investment or deposit ends and its full value becomes payable.

Frequently asked questions

PPF interest is compounded annually. This calculator assumes a yearly deposit at the start of each year, so each contribution earns interest for the full remaining tenure, using the future value of an annuity-due.

A PPF account has a 15-year lock-in. You can extend it in blocks of 5 years after maturity, and partial withdrawals are allowed from the seventh year.

You can invest between ₹500 and ₹1.5 lakh in a PPF account in a financial year. Contributions qualify for deduction under Section 80C.

No. PPF enjoys EEE status — the contribution, the interest earned and the maturity amount are all exempt from income tax.

Enter the yearly investment. Enter the interest rate (p.a.). Set the time period. Read off your maturity value, together with total invested and total interest — the calculator updates automatically, with no button to press.

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