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Finance Calculators

Future Value of Annuity Calculator

Verified formula Updated Jun 2026 Private — runs on your device

Enter details
%
Verified formula Private

Future value

₹14,486.56

Total contributed
₹10,000.00

For general information only — not financial, tax, legal or medical advice. Verify before you rely on it.

How to use the Future Value of Annuity Calculator

The Future Value of Annuity Calculator works out your future value, along with 1 related figure in an instant. Enter payment per period, interest rate per period and number of periods and the result updates as you type — it is free, needs no sign-up, and runs entirely in your browser so your figures stay private.

  1. Enter the payment per period.
  2. Enter the interest rate per period.
  3. Enter the number of periods.
  4. Read off your future value, together with total contributed — the calculator updates automatically, with no button to press.

Formula

The Future Value of Annuity Calculator uses the formula:

Future value = Payment per period × ((1 + Interest rate per period ÷ 100)^(Number of periods) - 1) ÷ (Interest rate per period ÷ 100)

Worked example

For example, with payment per period of 1,000, interest rate per period of 8% and number of periods of 10, the future value is ₹14,486.56.

Inputs used
Payment per period 1,000
Interest rate per period 8%
Number of periods 10
Results
Future value ₹14,486.56
Total contributed ₹10,000.00

Results are estimates for educational use, not professional advice.

Key terms explained

Future value
What a sum of money invested today will be worth in the future after earning a return.
Interest rate
The percentage charged on a loan or paid on savings, usually quoted per year (per annum).

Frequently asked questions

It is the total value of a series of equal payments after they have earned compound interest. 1000 a year at 8% for 10 years grows to about 14,487.

FV = payment × ((1 + rate)^periods − 1) ÷ rate, with the rate per period as a decimal.

Yes. It assumes payments at the end of each period. Payments at the start (annuity due) are worth slightly more.

Planning savings, recurring deposits, SIPs and retirement contributions where you invest a fixed amount each period.

Enter the payment per period. Enter the interest rate per period. Enter the number of periods. Read off your future value, together with total contributed — the calculator updates automatically, with no button to press.

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