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How-to guide

How to Calculate Stamp Duty: Formula, Steps & Examples

Learn how to calculate Stamp Duty — the formula explained step by step, with worked examples and a free calculator to check your answer.

By Aarav Mehta, CFA, MBA Finance · Updated Jun 2026 · 2 min read

Calculating your stamp duty is straightforward once you know the Stamp Duty formula and what each input means. This guide explains the method in plain language, walks through a manual calculation, and gives worked examples you can follow — then you can do it instantly with the Stamp Duty Calculator.

What is Stamp Duty?

The Stamp Duty calculation tells you your stamp duty from a few simple inputs. The figure you are solving for here is the stamp duty, expressed in INR.

The Stamp Duty formula

The core formula is:

Stamp duty = Property price × Stamp duty rate ÷ 100

Here is what each input means:

  • Property price — a money amount. Example: ₹50,00,000.
  • Stamp duty rate — a percentage, such as an annual rate. Example: 5%.

How to calculate it step by step

  • Write down the property price (for example, ₹50,00,000).
  • Write down the stamp duty rate (for example, 5%).
  • Apply the formula above to get your stamp duty.
  • Double-check the result with the Stamp Duty Calculator.

Worked examples

Example 1

Input / OutputValue
Property price₹50,00,000
Stamp duty rate5%
Stamp duty₹2,50,000.00
Total with duty₹52,50,000.00

With property price of ₹50,00,000 and stamp duty rate of 5%, the stamp duty works out to ₹2,50,000.00.

Example 2

With property price of ₹1,00,00,000 and stamp duty rate of 5%, the stamp duty works out to ₹5,00,000.00.

ResultValue
Stamp duty₹5,00,000.00
Total with duty₹1,05,00,000.00

Example 3

With property price of ₹25,00,000 and stamp duty rate of 5%, the stamp duty works out to ₹1,25,000.00.

ResultValue
Stamp duty₹1,25,000.00
Total with duty₹26,25,000.00

Tips for an accurate result

  • Keep your units consistent — mixing, say, months with years or grams with kilograms is the most common source of error.
  • Round only at the very end. Rounding inputs early can shift the final answer noticeably.
  • Re-run the numbers whenever an input changes, rather than estimating from an old result.
  • Annual rates must be converted to the period you are calculating for (for example, divide an annual rate by 12 for a monthly figure).

Prefer not to do the maths by hand? — the Stamp Duty Calculator does it instantly, for free, with the formula and a worked example built in.

Continue exploring real estate calculators with these tools: Down Payment Percentage Calculator, Property Management Fee Calculator, Real Estate Commission Calculator, Price Per Acre Calculator, Vacancy Rate Calculator.

Calculators in this guide

Frequently asked questions

The formula is: Stamp duty = Property price × Stamp duty rate ÷ 100. With property price of ₹50,00,000 and stamp duty rate of 5%, the stamp duty works out to ₹2,50,000.00.

Gather each input, apply the formula step by step keeping your units consistent, and round only at the end. You can verify your answer instantly with the Stamp Duty Calculator.

It uses the standard formula with exact arithmetic, so the result is correct for the inputs you enter. Bear in mind that real-world outcomes can still differ when underlying assumptions change.

The stamp duty is expressed in INR. Make sure your inputs use matching units so the result is correct.

Aarav Mehta · CFA, MBA Finance

Aarav reviews every finance formula on CalcHub for accuracy.